The Federal Reserve is making some huge financial moves that will drive the USA deep into debt and decrease the buying power of the dollar. They will take them and use them as an investment in the derivative market. "They will hedge the derivative market." They will fractionally reserve all the mortgages and turn the $40 billion into $360 billion and make $1 trillion of off mortgage debt in 3 months. The banks receiving the $40 billion will turn around and take this money and buy treasury bills. It will go towards paying the debt of the US, not to improve the economy. Basically, the FED gives the bank money which they give back to the FED and the FED ads fees and interests which drives up the debt more.